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BUDGETING FOR LIFE    budgeting for life
Presented by Katie Jackson

Monday, February 9, 2015 from 6:30-7:30 pm in the Community Room. Learn what to consider while setting up a household budget such as retirement, insurance coverage, lifestyle expectations. Find out what debt should be paid down first, and discover what savings is recommended. Materials will be handed out.



Instructed by Katie Jackson

SAVING FOR AND DURING RETIREMENT: Thursday, March 12 from 6:30-7:30 pm in the Community Room
Designed for those within 5 years of retirement or those already retired.Find out how to determine how much to save, what credit options should be considered, and how much wealth to distribute or invest. Learn what services a trust officer provides, and what insurance options are available. Materials will be handed out.

6:30-7:30 pm in the Community Room
Learn how your financial accounts are accessed through your will and what additional steps may need to be taken, especially with a Power of Attorney. Find out what to consider and what to review when titling property. Discover aspects of different accounts, their benefits, and their limitations. Materials will be handed out.



AUTHOR TALK Forever-Always-Author Talk
Forever and Always by Melissa Simmons

Saturday, March 14 from 1:30-3:00 pm in the Community Room
Enjoy an excerpt reading by author Melissa Simmons from her book Forever and Always. This fictional book is based on the author’s life story, and is a poignant and uplifting celebration of love and life. Synopsis: When Melody kisses her husband goodbye as he leaves for a routine trucking job, she never expects that this kiss would be their last. A terrible accident steals Melody’s husband, her best friend. After twenty-three years, she doesn’t know how to live without Mike and struggles to learn how. But slowly, Melody realizes that she can survive, and perhaps even thrive.



CREDIT SMART     Credit Smart
Instructed by Katie Jackson

Tuesday, April 7 from 6:30-7:30 pm in the Community Room
Discover how credit scores are used, the way debts affect your ability to borrow, and what products are available to help you get a good credit score. Explore the advantages of gas cards and how they differ form other cards. Find out hidden benefits credit cards could offer. Learn about financial stability and borrowing with ample access to credit. Resources will be given to access credit report, credit card optimizer, as well as a handout comparing the top credit card rewards.


198 S. Main, Glen Carbon, IL 62034 - (618) 2881212 - Fax (618)288-1205
Mon-Thurs: 9-8 Fri-Sat: 9-5 Sun: 1-5(Sep - May)